Here is a comprehensive Terms and Conditions template tailored for PannuLabs.

Because crypto trading involves significant financial risk, the most important sections here are the Financial Disclaimers. You need to make it absolutely clear to your users that you are providing education, not personalized investment advice.

Terms and Conditions for PannuLabs

Last Updated: July 6, 2026

Welcome to PannuLabs (accessible at www.pannulabs.com). These Terms and Conditions ("Terms") govern your use of our website, educational materials, courses, community forums, and related services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

1. No Financial or Investment Advice

The information, content, courses, and strategies provided by PannuLabs are for educational and informational purposes only.

Not a Financial Advisor: PannuLabs is not a registered financial advisor, broker-dealer, or investment analyst.

No Personalized Advice: None of the educational materials or communications provided through the Services constitute a recommendation, endorsement, or solicitation to buy, sell, or hold any cryptocurrency or financial instrument.

Risk of Loss: Trading cryptocurrencies involves a high level of risk and may not be suitable for all investors. You could lose some or all of your invested capital. You should trade only with capital that you can afford to lose.

Independent Research: You are solely responsible for your own investment decisions. We strongly encourage you to conduct your own research or consult with a licensed financial professional before making any financial commitments.

2. Eligibility and Account Registration

Age Requirement: You must be at least 18 years old (or the legal age of majority in your jurisdiction) to use our Services.

Account Security: If you create an account with us, you are responsible for maintaining the confidentiality of your credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

3. Intellectual Property Rights

Our Content: All materials provided by PannuLabs—including videos, articles, graphics, code, course materials, trade simulators, and logos—are the intellectual property of PannuLabs or its licensors.

Limited License: We grant you a personal, non-exclusive, non-transferable, and revocable license to access and use our educational content for your own personal, non-commercial learning.

Prohibited Actions: You may not copy, reproduce, distribute, resell, or publicly display any of our content without our express prior written permission. Sharing your account login information or course materials with others is strictly prohibited and will result in immediate termination of your access without a refund.

4. Subscription Fees, Payments, and Refunds

Fees: Certain areas of our Services (such as premium courses or community access) may require payment. All fees are clearly stated on our website.

Billing: You agree to provide valid, up-to-date payment information. By signing up for a subscription, you authorize us to charge the recurring fee automatically.

Refund Policy: All sales are final. We do not offer refunds or credits for partially used subscription periods or completed courses unless required by local consumer law.

5. Code of Conduct and Community Guidelines

If our Services include access to a Discord, Telegram, or website forum, you agree to use these spaces respectfully. The following behaviors are strictly banned and may lead to an immediate ban:

Spamming, promoting external links, or shilling specific tokens/projects.

Harassing, abusing, or insulting other community members or instructors.

Pretending to act as an official representative or financial advisor on behalf of PannuLabs.

6. Limitation of Liability

To the maximum extent permitted by law, PannuLabs, its owners, employees, and affiliates will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, our Services. This includes, but is not limited to, trading losses, lost profits, or data corruption, even if we have been advised of the possibility of such damages.

7. Modifications to the Service and Terms

We reserve the right to modify, suspend, or discontinue any part of our Services at any time without notice. We may also update these Terms periodically. If we make major changes, we will notify you by updating the date at the top of this page or via email. Your continued use of the website after changes are posted means you accept the updated Terms.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of India, without regard to its conflict of law principles.

9. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Email: [[email protected]]